Employer stock in 401(k) plans is less common than it used to be, but it’s still in plenty of them. According to Aon Hewitt’s 2013 survey data, 39 percent of employers offer their stock as an investment option.

One of the more robust periods of study in the modern history of climate change has taken place this past year. It began in September 2013 with a report from the United Nations’ Intergovernmental Panel on Climate Change, which supported the idea that a large portion of fossil fuel reserves will have to stay underground to avoid dangerous rises in temperature across the planet.