According to recent surveys, money dysmorphia is plaguing young people -- the feeling that you're never doing well enough financially no matter how much you save or earn.

Not inclined to sit on a beach or golf for your third act? Start working on it early, be prepared for trial-and-error and keep your next act mission firmly in mind when you hit a wall.

If you haven't signed up in advance for Social Security "Representative Payee(s)" your or your parents' estate planning job isn't done.